Privacy Policy ---------------- ### Introduction Our privacy policy will help you understand what information we collect at Godopetza Labs, how our apps use it, and what choices you have. **Godopetza Labs Company Limited** ("we," "us," "our") develops and operates multiple applications. This SERVICE is provided at no cost and is intended for use as is. If you choose to use our Service, then you agree to the collection and use of information in relation with this policy. The Personal Information that we collect is used for providing and improving the Service. We will not use or share your information with anyone except as described in this Privacy Policy. The terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, which is accessible on our website, unless otherwise defined in this Privacy Policy. --- ### IMPORTANT: For Daftari App Users **Daftari** is our group savings and chama management application. If you are using Daftari, please read the additional terms below carefully: **What Daftari Does:** Daftari helps you organize savings groups (chamas, vikoba) by tracking contributions, managing group finances, and coordinating payments. **Financial Information We Collect:** - Savings group membership and roles - Contribution amounts and payment dates - Group savings goals and progress - Transaction history (amounts, dates, recipients) **Payment Processing:** Daftari uses **Pawapay** as our licensed payment service provider. Payments are processed through: - Halopesa - Airtel Money - Tigo Pesa (Mixx by Yas) **We do NOT store your mobile money PIN or account passwords.** All payment processing is handled securely by Pawapay, which is licensed by the Bank of Tanzania. **Group Data Sharing:** When you join a savings group in Daftari: - Your name and profile photo are visible to group members - Your contribution amounts and dates are visible to group members - This transparency is essential for group savings coordination **Financial Records Retention:** Transaction records are retained for 10 years as required by Tanzanian financial regulations. **Payment Service Provider:** Pawapay - Licensed payment processor in Tanzania - Privacy Policy: https://www.pawapay.io/privacy-policy --- ### Information Collection and Use For a better experience while using our Service, we may require you to provide us with certain personally identifiable information, including but not limited to users name, email address, gender, location, pictures. The information that we request will be retained by us and used as described in this privacy policy. The app does use third party services that may collect information used to identify you. ### Cookies Cookies are files with a small amount of data that is commonly used as an anonymous unique identifier. These are sent to your browser from the website that you visit and are stored on your device's internal memory. This Service does not use these "cookies" explicitly. However, the app may use third party code and libraries that use "cookies" to collect information and to improve their services. You have the option to either accept or refuse these cookies, and know when a cookie is being sent to your device. If you choose to refuse our cookies, you may not be able to use some portions of this Service. ### Location Information Some of the services may use location information transmitted from users' mobile phones. We only use this information within the scope necessary for the designated service. ### Account and Data Deletion If you wish to get your account deleted, please email admin through the email provided in this policy. **For Daftari users:** Email andrewbenard7@gmail.com with "Delete Daftari Account" in the subject line. Include your registered phone number. We will process deletion within 30 days. Note that financial records may be retained for legal compliance purposes (10 years as required by Tanzanian law). ### Device Information We collect information from your device in some cases. The information will be utilized for the provision of better service and to prevent fraudulent acts. Additionally, such information will not include that which will identify the individual user. ### Service Providers We may employ third-party companies and individuals due to the following reasons: * To facilitate our Service; * To provide the Service on our behalf; * To perform Service-related services; or * To assist us in analyzing how our Service is used. We want to inform users of this Service that these third parties have access to your Personal Information. The reason is to perform the tasks assigned to them on our behalf. However, they are obligated not to disclose or use the information for any other purpose. **For Daftari:** We specifically partner with Pawapay for payment processing. They have access to transaction information necessary to process payments on your behalf. ### Security We value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it. But remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and we cannot guarantee its absolute security. **For financial services (Daftari):** We use encryption for data transmission and storage, secure authentication, and follow industry-standard security practices for financial applications. ### Children's Privacy These Services do not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13. In the case we discover that a child under 13 has provided us with personal information, we immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us so that we will be able to take necessary actions. **Daftari:** Not intended for users under 18 years old. ### Data Protection (Tanzania) Godopetza Labs Company Limited is registered in Tanzania and complies with the Personal Data Protection Act, 2022. **Your Rights under Tanzania law:** - Right to access your personal data - Right to correct inaccurate information - Right to request deletion (subject to legal retention requirements) - Right to object to data processing - Right to data portability **To exercise your rights:** Email andrewbenard7@gmail.com ### Changes to This Privacy Policy We may update our Privacy Policy from time to time. Thus, you are advised to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page. These changes are effective immediately after they are posted on this page. **Last Updated:** December 31, 2025 ### Contact Us If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us. **Contact Information:** **Company:** Godopetza Labs Company Limited **Email:** andrewbenard7@gmail.com **Location:** Dar es Salaam, Tanzania **Company Registration Number:** 167272908 **For Daftari-specific inquiries:** Include "Daftari" in your email subject line. --- **By using our services, you acknowledge that you have read and understood this Privacy Policy.**